Legal
Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Prudent Bondselure website and any associated analytical tools, content, or services (collectively, the "Service"). Please read them carefully before using the Service.
Last updated: a draft version pending final legal review. This document is a general template and should be reviewed by qualified legal counsel before publication.
1. Acceptance of Terms
By accessing or using the Prudent Bondselure website, you confirm that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.
2. Description of Service
Prudent Bondselure provides informational content, analytical materials, and related tools related to investment research. The Service is intended to support independent decision-making and does not constitute personalised financial, legal, investment, or tax advice. We do not manage client funds, execute trades, or act as a broker-dealer, investment adviser, or fiduciary unless explicitly stated otherwise in a separate written agreement.
3. Eligibility
You must be at least 18 years old and legally capable of entering into binding contracts in your jurisdiction to use the Service. By using the Service, you represent and warrant that you meet these requirements and that your use of the Service complies with all laws and regulations applicable to you.
4. No Investment Advice
All content provided through the Service, including analysis, commentary, data visualisations, and educational materials, is provided for general informational purposes only. Nothing on this website should be construed as a recommendation, solicitation, or offer to buy or sell any security, financial instrument, or asset. You are solely responsible for any investment decisions you make, and you should consult a qualified, licensed professional before acting on any information obtained through the Service.
5. No Guarantee of Results
Investing involves risk, including the possible loss of principal. Past performance referenced in any materials is not indicative of future results. Prudent Bondselure makes no representation or warranty, express or implied, regarding the accuracy, completeness, timeliness, or reliability of any information, analysis, or output provided through the Service.
6. User Responsibilities
You agree to use the Service only for lawful purposes and in a manner consistent with these Terms. You agree not to: (a) attempt to gain unauthorised access to any part of the Service; (b) interfere with or disrupt the integrity or performance of the Service; (c) reproduce, duplicate, copy, sell, or exploit any portion of the Service without our express written permission; or (d) use automated systems, including bots or scrapers, to extract data from the Service without authorisation.
7. Intellectual Property
All content, trademarks, logos, text, graphics, software, and other materials appearing on the Prudent Bondselure website are the property of Prudent Bondselure or its licensors and are protected by applicable intellectual property laws. No license or right is granted to you except for the limited right to access and use the Service for your own personal, non-commercial purposes.
8. Third-Party Links and Services
The Service may contain links to third-party websites or reference third-party services that are not owned or controlled by Prudent Bondselure. We are not responsible for the content, privacy practices, or accuracy of information provided by any third party, and inclusion of any such link does not imply endorsement.
9. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of data. Prudent Bondselure does not warrant that the Service will be uninterrupted, timely, secure, or error-free.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Prudent Bondselure, its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or investment losses, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.
11. Indemnification
You agree to indemnify and hold harmless Prudent Bondselure and its affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, or expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service or your violation of these Terms.
12. Changes to the Service and Terms
We reserve the right to modify, suspend, or discontinue the Service, in whole or in part, at any time without prior notice. We may also revise these Terms from time to time. Any changes will be posted on this page with an updated revision date. Your continued use of the Service after changes are posted constitutes acceptance of the revised Terms.
13. Termination
We reserve the right to suspend or terminate your access to the Service at our discretion, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, the Service, or third parties.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Prudent Bondselure operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable law.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.
16. Contact
If you have any questions regarding these Terms, please reach out via the contact details provided on our Contact page.